Crypto Taxes done in under 10 Minutes

KoinX is a global crypto tax and accounting platform that automatically imports your transaction data from exchanges, wallets, and blockchains, calculates your tax liability, and generates Finanzamt-compliant reports. Trusted by over 1.5 million users across 100+ countries, KoinX applies country-specific tax rules including Germany's one-year holding period and exemption limits so your Steuererklärung is accurate and filing-ready.

Yes, KoinX is certified under ISO 27001:2022 and SOC 2 Type II. As a GDPR-compliant platform, it meets the data privacy standards expected in Germany. It connects to your accounts via read-only API access, meaning it never holds your private keys or initiates trades. All data is encrypted using AES-256 at rest and TLS in transit.

KoinX integrates with 800+ exchanges, wallets, and blockchains via API or CSV import. Platforms such as Bitpanda, Kraken, Coinbase, Binance, Bitstamp, and Bybit are all supported, along with hundreds of DeFi protocols and blockchain wallets. All transactions are automatically consolidated into a single dashboard, with holding periods tracked from the date of each acquisition.

Yes. KoinX generates a Complete Tax Report specifically structured for Germany. It separates short-term and long-term capital gains, includes a derivatives trading summary, income events such as staking and mining rewards, and portfolio balances at the start and end of the year. All values are converted to EUR using market prices at the time of each transaction.

KoinX tracks the acquisition date of every asset and classifies disposals into short-term (held one year or less) and long-term (held more than one year) categories automatically. Short-term gains appear as taxable transactions, while long-term disposals are flagged as exempt under the Spekulationsfrist rule. Each category is summarised separately in the Complete Tax Report.

Yes. KoinX applies FIFO (First In, First Out) automatically, in line with the method required under § 23 EStG for German crypto taxation. This determines which units are treated as sold first, directly affecting your holding period calculations and taxable gain amounts. The cost accounting method applied is clearly disclosed in your generated tax report.

Yes. KoinX is aware of the debate around the 10-year holding period previously applied to staked or lent crypto. Following the 2022 BMF circular, the standard one-year holding period now applies to staked and lent assets. KoinX applies this updated rule by default. A Steuerberater should be consulted to confirm treatment for your specific situation.

Yes. KoinX generates BZSt-compliant tax reports structured for use with both Finanzamt filings and ELSTER, Germany's electronic tax submission system. The report provides transaction-level data needed to complete Anlage SO for short-term gains and crypto income, as well as Anlage KAP for derivatives income. It can be submitted directly or shared with your Steuerberater.

Germany classifies cryptocurrency as a private economic asset (andere Wirtschaftsgüter) under § 23 EStG, not as a financial instrument. This means crypto gains are subject to income tax at your personal rate of 0% to 45%, rather than the flat 25% capital gains tax that applies to stocks. The holding period determines whether a disposal is taxable.

Crypto gains in Germany are completely tax-free when the asset has been held for more than one year before disposal. This is the Spekulationsfrist, or speculation period, under § 23 EStG. Once the one-year threshold is met, selling, swapping, or spending the crypto triggers no income tax, regardless of how large the profit is or which asset was sold.

Germany applies a Freigrenze (tax-free threshold) of €1,000 per year on short-term crypto gains, effective from the 2024 tax year. If total short-term gains stay below this limit, no tax is due. Exceeding €1,000 makes the full amount taxable, not just the surplus. A separate €256 annual threshold applies to crypto income from staking, lending, and mining.

Yes. The Bundeszentralamt für Steuern receives transaction data from regulated exchanges under EU anti-money laundering directives. From January 2026, the DAC8 directive requires crypto asset service providers to automatically report domestic and cross-border transactions to the BZSt. This significantly expands the authority's visibility into crypto activity, making accurate and timely reporting more important than ever for German investors.

Yes, but only under specific conditions. Losses from short-term crypto disposals (held one year or less) can be offset against taxable short-term gains in the same tax year. Unused losses can be carried forward indefinitely to future years or carried back to the immediately preceding tax year. Losses from assets held for more than one year are disregarded entirely.

Staking rewards and mining income are taxed as other income (sonstige Einkünfte) under § 22 No. 3 EStG at your personal income tax rate, using the euro market value on the day of receipt. A €256 annual exemption applies, but exceeding it makes the full amount taxable. Electricity and other documented costs may be deducted for commercial mining operations.